CS updates our site posts through each weekend, and other times as necessary. Please check back frequently for updates on postings.
National Debt Passes $22 Trillion: Here’s Some Perspective (video, left), Fox Business
Trump Spars With CA Governor Over Failed Bullet Train Project (video, right), Fox Business
What It Takes To Be In The Top 1% Wealthy Around The World, Bloomberg
How Much Cash Should I Keep In The Bank? Tim Parker, Investopedia
Top 4 Long Term Infrastructure Stocks For 2018, Shiela Olsen, Investopedia
CS Commentary: This may not be exactly in sync with the US Debt Clock, here but it is close as of 2/14/19.
Investors/Analysts Debate Where We Are In The Market Cycle (video, right), CNBC
What Are The Signs That It’s Time To Get Out Of The Stock Market? (video, left) Fox Business
CBO Report Shows That Spending, Not Deficit, Drives Debt, Phillip Klein, Washington Examiner
How Much Rent Can You Afford On $50K Per Year? Investopedia
European Central Bank Ends Stimulus, 3rd Major Central Bank To Do So, Fairless/Blackstone, WSJ
Bitcoin Below $3500 Could Spell Trouble: Boring 2019 For Crypto? Joseph Young, Yahoo Finance/CCN
Editor’s Choice
America’s Debt Crisis Explained (As of 2014 – the Crisis is Bigger Now) (video, left), Prager U
How To Solve America’s Spending Problem (video, right), Prager U
CS Commentary: Both these Prager U 2014 videos on debt should be a must–view, but especially this one. The scenario describe here – escalating entitlement costs and much higher taxes – will occur, and probably much sooner than the video predicts, about 40 years. CS projects that the US will begin experiencing serious problems relative to this issue around 2030 and that they will quickly escalate from there. Cutting entitlements is the only sane and rational way to avoid this problem – however, the corruption in Congress has been an obstacle to this solution for years and currently does not seem likely to change.
What Will Cause The Next Recession? (video, left) Gary Schilling, CNBC
What Will Cause The Next Recession (video, right), Michelle Myer, Head U.S. Economist – Bank Of America, CNBC
Finance Expert Ric Edelman: We Will Eventually See A Bitcoin ETF, Ana Alexandre, Cointelegraph (see video below in Cryptocurrency)
Also see, Lack Of ETN’s/ETF’s Keeps Wall Street Away From Bitcoin – No Bitcoin ETF In 2019, Adrean Zmudzinski, Cointelegraph; Also see, Crypto Analyst Brian Kelley: No Bitcoin ETF In 2019, Ana Alexandre, Cointelegraph
Why Should You Buy Any Stock Market Dip in 2019? (video, left), CNBC
Kyle Bass Expects U.S. To Be In Recession By Mid-2020 (video, right), Bloomberg Politics
US “Debt Held By The Public” Vs. Total National Debt, Gary Halbert, Advisor Perspectives
Top 3 ETF’s That Invest In Water, Sheila Olsen, Investopedia
Gold: Central Banks Buying, Jim Cramer Says Headed Higher Towards $1500, Goldline
Exploding US Debt To Drive Gold Prices Higher According To Fund Manager, Kitco
CS Commentary: A little biased, since its by a gold fund manager. Plus, the measured used by most economists and investment mangers to analyze the debt is ‘net debt,’ a lower 77%. We agree with the general outlook here, but not the timing – it is likely gold will not start its next real rise until the late 2020’s.
This AI Company May Be The Future Of Gold Exploration, Frank Holmes, Advisor Perspectives
Cryptocurrency
The Future Of Cryptocurrencies: Coming Custody Solutions A Key Moment (video, left), Bloomberg Markets And Finance
CS Commentary: We forecast a Bitcoin price of $7000 by year-end 2019.
Edelman: Bitcoin ETF ‘Virtually Certain (video, right),’ CNBC (see article above in Editor’s Choice)
Critics Say Bitcoin Is Like Tech Stocks, Why Experts Disagree And Its More Like Gold, NewsBTC
Kraken Acquires Futures Trading Company In Deal Worth $100 Million, Pete Rizzo, Coindesk
Binance Crypto Winter Strategy: Build And Beef Up Partneships, Leigh Cuen, Coindesk; Also see, SEC Says That Cryptocurrency Will Be A Major Focus In 2019, Yogita Khatri, Coindesk; Also see, NASDAQ Is Now Working With 7 Crypto Exchanges, Michael del Castillo, Forbes; Also see, Avoid These Exchanges If You Want To Keep Your Bitcoins, Christina Comben, Bitcoinist
Ethereum vs. Bitcoin: What’s The Difference?, CNBC
Bitcoin vs S&P 500, Gold, and US Dollar, January 2015 to January 2018
Bitcoin vs NASDAQ and Gold, October 2018 to January 2019
The Eight Most Popular Cryptocurrency Transactions Are Not What You Would Expect, Jason Bloomberg, Forbes
Bitcoin Will Go To Zero: Davos Comments, Arjun Kharpal, CNBC
The Next Step In Bitcoin’s Evolution: Big Money Investors Move In, Aparna Narayanan, IBD
Also see, The Blockchain Technology Revolution Is About To Remake The Stock Market, Alan R. Elliott, IBD; Also see, The Ultimate 10 Step Guide To Crypto Investing, Jack Dossman, Medium
Common Crypto Scams And How To Avoid Them, Jack Dossman, Medium
Updates On DIG
Dissecting A Con Game: What Happened To The DIG Cryptocurrency? Seaborn Hall, Common Sense Money
Agent Appears To Back Up Arbitrade/DIG Gold Title Claim, Scott O’Neil, The Royal Gazette; Also see, Finance Guru Ronnie Moas Digs For $10 Billion In Crypto Gold, Mitchell Moos, Crypto Slate, January 2019
CS Commentary: We don’t believe this really changes anything. See our article above.
DIG Crypto Price Since April 2018
Update On DIG, 12/15/18, Seaborn Hall, Common Sense. See this link for more posts and information on DIG/Arbitrade.
DIG/Arbitrade: Not All That Glitters Is Gold – Is DIG A Well Orchestrated Scam? Ken Griffith, The Royal Gazette
CS Commentary: We suggest that the comments at the end of the article also be read. The author raises some interesting points, but it is not clear whether…To continue reading see this link…
See This Link For More Updates & Links On DIG Cryptocurrency
Short videos
Could Bitcoin Still Go To $25K? (video, left), Fox Business
More Wealth Will Be Created In The Next 20 Years Than Ever Before (video, left), Phillip Anderson (2012)
How The Real Estate Cycle Works (video, right), Phillip Anderson
Art Laffer: Economic Damage From Shutdown Reversible, Fox Business
Cyber Threats: The U.S. Is More Vulnerable Than Ever (video, left), Judge Jeannine Piro, Fox News Insider
Tech, The Big Picture: Here Are Three Tech Stocks To Buy Right Now, CNBC
The Public Does Not Understand: China Has Been Cheating U.S. For A Long Time, Mornings With Maria, Fox Business;
Is Netflix The Most Powerful Company In Media? (video, right), Fox Business
Jim Cramer On Jeff Gundlach: He Was Right About The Fed, CNBC
The New Space Race To The Moon, Curious Droid
The Future Of AI: Have Humans Met Their Match? Fox News
Why Amazon Alexa And Google Assistant Are Becoming Omnipresent, CNBC
Is The Rollout of 5G & ‘Significantly Higher Speeds’ A Boost For Smartphone Makers?, Fox Business
Common Sense Interpretation
(Start Here First To Understand The Investment Arena Big Picture)
What Designations Does Your Financial Advisor Need? Peter Lazoroff, Forbes
CS Commentary: Though this is helpful in explaining the top 3 designations to look for in the investment arena, we emphatically disagree that your financial advisor needs any of them to be competent and have your bests interests at heart. Perhaps of all three, the CFP is the most important – but not even it assures that your advisor is a fiduciary that limits conflict of interest, that they work for a good company, particularly a RIA, or that they have your best interest at heart. An AIF at least assures that they understand the demands and criteria of a fiduciary and will at least attempt to ensure low conflict of interest in all that they do. Beyond that, you should look for detailed knowledge about the investment arena, which includes how portfolios are put together to achieve your individual goals and the best way to administrate your overall plan, an ability to simplify it and make it understandable to you, and look at who they work for and where the firm fits in the Fiduciary Pyramid. Also, beware if the person selling you is also the person directly managing your money. No one has the time or expertise to do both well. Bottom line: Designations – like MBA or CFA – are important for the person who directly manages your money and those on the investment committee in your advisor firm, or who head up the funds where your money is allocated. Your advisor is more of a salesmen or direct point of contact and may use his/her designations to impress. Don’t be fooled.
All The Financial Advice You’ll Ever Need Fits On An Index Card (video, right), PBS
New Research On The Value Of Global Diversification, Larry Swedroe, Advisor Perspectives
The Top 5 Reasons For The Current Market Correction, Updated 1/05/19, Seaborn Hall, Common Sense
CS Commentary: With the market correction again in past weeks, and the slight uptick this week, this article continues to be relevant. Updated, with new charts.
Ray Dalio’s Bridgewater Associates Hedge Fund Leads In Net Gains For All Time
Here Are 3 Things You Can Do After Historic Market Volatility, Edelman Financial
Ray Dalio’s Bridgewater Cements Spot As Top Performing Hedge Fund Of All Time, Anneken, Tappe, MarketWatch
Ray Dalio: ‘Significant Risk’ Of Recession In 2020 – Blackstone Disagrees, Melanie Kramer, CCN
Stanford Analysis Pokes Holes In FINRA Broker’s Check, Dianna Britton, Wealth Management
Dow Jones Single Largest Point Gain In History: Milken Institute Expert Bill Lee Brings Balance To Current Market Events, Fox Business
This Still Looks Like A Stock Market Correction – Not Something Worse, Mark Halbert, MarketWatch
Ray Dalio’s Hedge Fund Posted 15% Gain After Calling Economic Slowdown, Leslie Picker, CNBC; Also see, Dalio Says Go Counter-Cyclical, Market Realist; Also see, Dalio and Buffet: What To Do When Stocks Get Battered, Market Realist
Billionaire Ray Dalio Shares A 3-Step Formula For Anyone To Start Investing, Ali Montag, CNBC
Ray Dalio’s Asset Allocation Formula
How To Find A Financial Advisor, Michaela Cavallaro, Barron’s
Why Is America So Rich? (video, right) Prager U
Jeremy Siegel: The Market Is Cheap On A Long Term Basis, Robert Huebscher, Advisor Perspectives
Are We Headed For Recession? Big Four Economic Indicators, Jill Mislinski, Advisor Perspectives
A Long Term Look At Inflation, Jill Mislinski, Advisor Perspectives
How The Real Estate Cycle Works , Phillip Anderson, You Tube
CS Commentary: In 2012 Phillip J. Anderson predicts exactly where the US stock markets and real estate markets will be today. Also see, Phillip J. Anderson’s Explanation Of The Real Estate Clock, portphillippublishing.com
Salary Required For Median Priced Homes In Major Cities
The Real Estate Clock Has Proved Accurate Over 200 Years Except For World Wars
Why 2019 Could Be A Tough Year For Home Buyers And Sellers, Jade Scipioni, Fox Business
Good Chance Of Recession By 2020 (video, left), Fox Business
Why The Market Blow Up? Varney & Co, Fox Business
Why Did The Crypto Meltdown Occur? CNBC; CS Commentary: A good overview of the current state of the crypto markets.
Here’s How Blockchain Will Impact Your Life In 10 Years, Darla Mercado, CNBC
Bitcoin Peaked 12 Months Ago: Here’s A Look At 12 Months Of Misery (chart above in Cryptocurrency Section), Aaron Hankin, Marketwatch; Also see, Bitcoin Is Pretty Much Dead Says Teenage Crypto Millionaire, Aaron Hankin, Marketwatch; Also see, The Trade Of The Decade: Buy Bitcoin, Katina Stefanova, Forbes
Quote: “If you have something that can potentially [return] 50x, you must have 98% conviction that it’s not going to happen for you to not put money in.” CS Commentary: This article is a must-read. We gave similar advice in our article, ‘Are Cryptocurrencies The Best Investment of The Next Decade? Part 2’ in 2017.
How To Know Who To Trust With Your Money: The Fiduciary Pyramid, Seaborn Hall, Advisor Perspectives
How to Know Who To Trust With Your Money II: A Visual Illustration of Fiduciary, Seaborn Hall, Advisor Perspectives
What Is Blockchain? (video right) CNBC
Our Favorite Chart: As Long As 10 Yr Yield Under 5% Stock Market Up 90% Of Time
The Bernie Madoff Fraud: Five Lessons For Investors From The ‘Wizard Of Lies,’ Seaborn Hall, Advisor Perspectives
Evaluating The Arguments For The Dollar’s Demise, Seaborn Hall, Advisor Perspectives
How Likely Is Hyperinflation In the U.S.?, Part Two, Seaborn Hall, Advisor Perspectives
Are Cryptocurrencies The Best Investment Opportunity Of The Next Decade? Part II, Seaborn Hall, Advisor Perspectives
To See The Common Sense Interpretation-Money Page, Click Here
Resources
Investment Resources
Top Independent Financial Advisors 2018, Barron’s
2017 Ranking Of RIA’s By Total Assets, Financial Advisor
CS Commentary: A RIA is a Registered Investment Advisor, generally considered to be at or close to the top of the Fiduciary Pyramid in the investment area. For more, see Common Sense Interpretation, above.
10 Fastest Growing RIA Firms, Wealth Management; Also see, RIA Survey And Ranking 2017, FA
CS Commentary: For an explanation of and the importance of Registered Investment Advisors (RIA), see the ‘Fiduciary’ articles in the Common Sense Interpretation section below.
The Biggest And Best Wealth Management Firms, Investopedia/WSJ
CS Commentary: What’s wrong with this list? Notice they are almost all big banks. Most of the big banks charge ‘hidden’ fees that they don’t tell you about and they also charge larger annual management fees. Independent RIA firms charge an average of about 1-1.25% in management fees, plus, in many cases lower ‘hidden’ fees that they fully disclose. (For an explanation of and the importance of Registered Investment Advisors, or RIA, see Common Sense Interpretation section on this page above).
Cryptocurrency Resources
Top Crypto Exchanges 2018
Top Crypto Exchanges By Market Cap: Cryptocurrency Exchanges/Market List, cryptocoincharts; Also see, The Best Crypto Exchanges, May 2018, Cryptoclarified; Also see, The 10 Commandments Of Crypto Security, Panama Crypto, Medium
Understanding The Retail Bitcoin Exchange Coinbase And Its Professional Trading Sister, GDAX, Jack Tatar, The Balance; Also see, Coinbase Vs. GDAX, The Merkle; Also see, GDAX Vs. Coinbase Comparison, Coin Central
Coinbase Review: Safe Way To Buy Cryptocurrency? Coin Central; Also see, Kraken Exchange Review, Coin Central; Kraken vs. Bittrex Exchange Comparison, Coin Central; What Is Kraken? Shobhit Seth, Investopedia
Understanding Cryptocurrency ETF’s, Nathan Reiff, Investopedia; Also see, Bitcoin ETF’s Explained, Nathan Reiff, Investopedia; Also see, Top Artificial Intelligence ETF’s, etfdb.com
The Five Most Private Cryptocurrencies, Shobhit Seth, Investopedia
A Brief History Of Bitcoin Bear Markets, Yannos/Ndinga, Medium
How To Secure Yourself Against Bitcoin Theft In 10 Minutes, SFOX, Medium
The Top 10 Cryptocurrency Blogs & Websites You Should Follow, Cryptoclarified
To See The Money – Resources Page Click Here
More Common Sense
Books:
Licensed to Lie: Exposing Corruption In The Department Of Justice, Sydney Powell
Bill O’Reilly’s Weekend Trip With President Trump And His New Book, Bill O’Reilly
Principles, Ray Dalio; Also see, Big Debt Crises, Ray Dalio
Culture:
I Dated A Democrat – Never Again! (video, left) Fox News
Does Science Argue For Or Against God? (video, right) Prager U
Hundreds Of Southern Baptists Leaders And Volunteers Accused Of Sexual Misconduct In Bombshell Investigation , Anna Hopkins, Fox News
Health/Fitness:
Is Organic Food Worth The Cost? (video, left) Prager U
Never Pick Up Or Say ‘Yes’ To Your Spam Cell Phone Calls: Here’s Why You Get Them, Nicole Lyn Pesce, MarketWatch
Valentine’s Video: The Secret To Desire In Long Term Relationships, Esther Perel
Movies:
Chris Pratt’s Big Reveal About New Avengers Movie, Good Morning America
The Biggest Movie Releases Of 2019, Ben Allen, Radio Times
The New Politics Of Hollywood Sex Scenes In The ‘Me Too’ Era, Tatiana Siegel, Hollywood Reporter
2019 Oscar Nominations Unveiled, Washington Post
Music:
Justin And Hailey Bieber Full Of Marriage Wisdom, Holly Scheer, The Federalist
Sports:
Former NFL Player And TV Celebrity Breaks Down Super Bowl, The Current State Of NFL And The Greatest Threat To The Game, Mark Levin, Fox News
Ranking Baseball’s Top 200 Prospects, Part 1, Jim Bowden, The Athletic
CS Commentary: How to use? Look for your top three teams and read about the top player prospects in their system and get some hints on that team’s future. For example, the Atlanta Braves have so many great, young Left Handed Pitching prospects there are likely to be some interesting trades in their future.
Athletic Director Evaluates New Georgia Tech Football Head Coach Two Months In, Ken Sujiura, AJC
College Football 130 Team Ranking Projections 2019, Bill Connelly, SB Nation
Patriot’s Super Bowl Victory: Saintly Or Sorcery? Adam Eliyahu Berkowitz, Breaking Israel News; Also see, Tom Brady’s Wife: ‘You’re Lucky You Married A Witch,’ Jessilyn Lancaster, Charisma
Travel:
Top 21 Midsize SUV’s Ranked, Car & Driver
Why You Shouldn’t Wait Until Tuesday To Buy Your Plane Tickets, Nikki Ekstein, Bloomberg; Also see, What’s The Best Time To Book That Flight For 2019? Emily Price, Life Hacker
Delta, Coca-Cola Apologize For Creepy Plane Napkins After Customers Complain, Michael Bartiromo, Fox News
TV/Streaming:
El Chapo Found Guilty On All Counts And Gets Life Sentence, Fox News; For a review of the Neflix series, see here
The Biggest TV Shows Coming To Amazon Prime 2019, Radio Times
Bosch, Season 5: Cast, Details, Everything You Need To Know, Denofgeek.com; Also see, When Will Bosch Season 5 Be Released? Fansided; Also see, When Does Bosch Season 5 Start?, NextSeasonTV
When Will Mindhunter Season 2 Be Released? What Will Happen? Ben Allen, Radio Times; Also see, Mindhunter. Season 2 On Netflix Release Date, Inverse
Billions, Season 4: When Does It Air? Sunday Express
Hannah On Amazon Prime: Cast, Plot, Release Date, Sunday Express
Quotes Of The Month:
“We have just witnessed the unprecedented politicalization and weaponization of every Federal agency under President Obama, and the worst ever of the Department Of Justice and the FBI.” – Sydney Powell, Former Assistant U.S. Attorney and author of Licensed to Lie: Exposing Corruption In The Department Of Justice on Life, Liberty & Levin, Fox News 2019