CS updates our site posts through each weekend, and other times as necessary. Please check back frequently for updates on postings.


Optimism On China – US Trade Deal (video, right), Bloomberg Markets

Does The US Debt Matter? (as of 7/28/18) (video, left), CNBC

S&P 500 Snapshot: Up 11.40% Year To Date, Jill Mislinski, Advisor Perspectives

Crypto Markets Trade Sideways After Recent Gains, Stock Market Sees Green, Helen Partz, Cointelegraph

SPX Index (S&P 500 Large Cap) Up 11.40% Year To Date And 4.71% Below Record Close

Live 24/7 World Debt Clocks

CS Commentary: This may not be exactly in sync with the US Debt Clock, here but it is close as of 2/14/19.

IBM On Competitive Landscape And Scalability Of Artificial Intelligence (video, right), IBD

Goldspot Discoveries AI Mining Platform (video, left), Midas Letter; Also see, this link

B Of A: I Would ‘Sell’ On First Of March (Video, right), Bloomberg Markets

Deutsche Bank Lost $1.6 Billion On Bond Deal; Warren Buffet Enmeshed In Deal, Strasburg/Morgenson, WSJ

European Central Bank Ends Stimulus, 3rd Major Central Bank To Do So, Fairless/Blackstone, WSJ

 

Editor’s Choice


As Amazon Air Expands, FedEx and UPS May Suffer (Video, Left), CNBC

Harvard’s Feldstein: Debt 100% Of GDP By End Of Decade (Video, right), Bloomberg Markets

The Miscalculations Of Socialism: Case Study – Airbus (Video, left), CNBC

China Getting Worse: Kyle Bass Says That China Is ‘Just A Paper Tiger (video, right),’ Bloomberg Markets And Finance

Also see, Lack Of ETN’s/ETF’s Keeps Wall Street Away From Bitcoin – No Bitcoin ETF In 2019, Adrean Zmudzinski, Cointelegraph; Also see, Crypto Analyst Brian Kelley: No Bitcoin ETF In 2019, Ana Alexandre, Cointelegraph

Samsung Out-Innovating Apple With New Phones? (video, left) Fox Business

What Would Happen If The US Stopped Paying Its Debt? (video, right), Infographics

Is The JPMorgan Coin Crypto? Jason Bloomberg, Forbes

The Top 10 Books Every Investor Should Read, Investopedia

Cryptocurrency


Is Now A Good Time To Buy Bitcoin? (video, left) Bloomberg Tech

Bitcoin Below $3500 Could Spell Trouble: Boring 2019 For Crypto? Joseph Young, Yahoo Finance/CCN

The Future Of Cryptocurrencies: Coming Custody Solutions A Key Moment), Bloomberg Markets And Finance

CS Commentary: We forecast a Bitcoin price of $7000 by year-end 2019.

Edelman: Bitcoin ETF ‘Virtually Certain (video, right),’ CNBC; Also see, Finance Expert Ric Edelman: We Will Eventually See A Bitcoin ETF, Ana Alexandre, Cointelegraph

Bitcoin Is Up, But For How Long? (video, left) Cointelegraph

Bitcoin vs S&P 500, Gold, and US Dollar, January 2015 to January 2018

The Eight Most Popular Cryptocurrency Transactions Are Not What You Would Expect, Jason Bloomberg, Forbes

The Next Step In Bitcoin’s Evolution: Big Money Investors Move In, Aparna Narayanan, IBD

Also see, The Blockchain Technology Revolution Is About To Remake The Stock Market, Alan R. Elliott, IBD; Also see, The Ultimate 10 Step Guide To Crypto Investing, Jack Dossman, Medium

Common Crypto Scams And How To Avoid Them, Jack Dossman, Medium

 

Updates On DIG


Dissecting A Con Game: What Happened To The DIG Cryptocurrency? Seaborn Hall, Common Sense Money

Agent Appears To Back Up Arbitrade/DIG Gold Title Claim, Scott O’Neil, The Royal Gazette; Also see, Finance Guru Ronnie Moas Digs For $10 Billion In Crypto Gold, Mitchell Moos, Crypto Slate, January 2019

CS Commentary: We don’t believe this really changes anything. See our article above.

DIG Crypto Price Since April 2018

Update On DIG, 12/15/18, Seaborn Hall, Common Sense. See this link for more posts and information on DIG/Arbitrade.

DIG/Arbitrade: Not All That Glitters Is Gold – Is DIG A Well Orchestrated Scam? Ken Griffith, The Royal Gazette

CS Commentary: We suggest that the comments at the end of the article also be read. The author raises some interesting points, but it is not clear whether…To continue reading see this link…

See This Link For More Updates & Links On DIG Cryptocurrency

Short videos


Could Bitcoin Still Go To $25K? (video, left), Fox Business

More Wealth Will Be Created In The Next 20 Years Than Ever Before (video, left), Phillip Anderson (2012)

How The Real Estate Cycle Works (video, right), Phillip Anderson

Art Laffer: Economic Damage From Shutdown Reversible, Fox Business

Cyber Threats: The U.S. Is More Vulnerable Than Ever (video, left), Judge Jeannine Piro, Fox News Insider

Tech, The Big Picture: Here Are Three Tech Stocks To Buy Right Now, CNBC

The Public Does Not Understand: China Has Been Cheating U.S. For A Long Time, Mornings With Maria, Fox Business;

Is Netflix The Most Powerful Company In Media? (video, right), Fox Business

Jim Cramer On Jeff Gundlach: He Was Right About The Fed, CNBC

The New Space Race To The Moon, Curious Droid

The Future Of AI: Have Humans Met Their Match? Fox News

Why Amazon Alexa And Google Assistant Are Becoming Omnipresent, CNBC

Is The Rollout of 5G & ‘Significantly Higher Speeds’ A Boost For Smartphone Makers?, Fox Business

Common Sense Interpretation

(Start Here First To Understand The Investment Arena Big Picture)


How To Solve America’s Spending Problem (video, right), Prager U

CS Commentary: Both these Prager U 2014 videos on debt should be a must–view, but especially this one. The scenario describe here – escalating entitlement costs and much higher taxes – will occur, and probably much sooner than the video predicts, about 40 years. CS projects that the US will begin experiencing serious problems relative to this issue around 2030 and that they will quickly escalate from there. Cutting entitlements is the only sane and rational way to avoid this problem – however, the corruption in Congress has been an obstacle to this solution for years and currently does not seem likely to change.

What Designations Does Your Financial Advisor Need? Peter Lazoroff, Forbes

CS Commentary: Though this is helpful in explaining the top 3 designations to look for in the investment arena, we emphatically disagree that your financial advisor needs any of them to be competent and have your bests interests at heart. Perhaps of all three, the CFP is the most important – but not even it assures that your advisor is a fiduciary that limits conflict of interest, that they work for a good company, particularly a RIA, or that they have your best interest at heart. An AIF at least assures that they understand the demands and criteria of a fiduciary and will at least attempt to ensure low conflict of interest in all that they do. Beyond that, you should look for detailed knowledge about the investment arena, which includes how portfolios are put together to achieve your individual goals and the best way to administrate your overall plan, an ability to simplify it and make it understandable to you, and look at who they work for and where the firm fits in the Fiduciary Pyramid. Also, beware if the person selling you is also the person directly managing your money. No one has the time or expertise to do both well. Bottom line: Designations – like MBA or CFA – are important for the person who directly manages your money and those on the investment committee in your advisor firm, or who head up the funds where your money is allocated. Your advisor is more of a salesmen or direct point of contact and may use his/her designations to impress. Don’t be fooled.

Why So Many Middle Class Americans Have No Savings: ‘Half Of America Will Have To Compromise On Their Dreams (video, left),’ PBS

All The Financial Advice You’ll Ever Need Fits On An Index Card (video, right), PBS

New Research On The Value Of Global Diversification, Larry Swedroe, Advisor Perspectives

The Top 5 Reasons For The Current Market Correction, Updated 1/05/19, Seaborn Hall, Common Sense

CS Commentary: With the market correction again in past weeks, and the slight uptick this week, this article continues to be relevant. Updated, with new charts.

Ray Dalio’s Bridgewater Associates Hedge Fund Leads In Net Gains For All Time

Here Are 3 Things You Can Do After Historic Market Volatility, Edelman Financial

Ray Dalio’s Bridgewater Cements Spot As Top Performing Hedge Fund Of All Time, Anneken, Tappe, MarketWatch

Ray Dalio: ‘Significant Risk’ Of Recession In 2020 – Blackstone Disagrees, Melanie Kramer, CCN

Stanford Analysis Pokes Holes In FINRA Broker’s Check, Dianna Britton, Wealth Management

Dow Jones Single Largest Point Gain In History: Milken Institute Expert Bill Lee Brings Balance To Current Market Events, Fox Business

This Still Looks Like A Stock Market Correction – Not Something Worse, Mark Halbert, MarketWatch

Ray Dalio’s Hedge Fund Posted 15% Gain After Calling Economic Slowdown, Leslie Picker, CNBC; Also see, Dalio Says Go Counter-Cyclical, Market Realist; Also see, Dalio and Buffet: What To Do When Stocks Get Battered, Market Realist

Billionaire Ray Dalio Shares A 3-Step Formula For Anyone To Start Investing, Ali Montag, CNBC

Ray Dalio’s Asset Allocation Formula

How To Find A Financial Advisor, Michaela Cavallaro, Barron’s

Why Is America So Rich? (video, right) Prager U

Jeremy Siegel: The Market Is Cheap On A Long Term Basis, Robert Huebscher, Advisor Perspectives

Are We Headed For Recession? Big Four Economic Indicators, Jill Mislinski, Advisor Perspectives

A Long Term Look At Inflation, Jill Mislinski, Advisor Perspectives

How The Real Estate Cycle Works , Phillip Anderson, You Tube

CS Commentary: In 2012 Phillip J. Anderson predicts exactly where the US stock markets and real estate markets will be today. Also see, Phillip J. Anderson’s Explanation Of The Real Estate Clock, portphillippublishing.com

Salary Required For Median Priced Homes In Major Cities

The Real Estate Clock Has Proved Accurate Over 200 Years Except For World Wars

Why 2019 Could Be A Tough Year For Home Buyers And Sellers, Jade Scipioni, Fox Business

Good Chance Of Recession By 2020 (video, left), Fox Business

Why The Market Blow Up? Varney & Co, Fox Business

Why Did The Crypto Meltdown Occur? CNBC; CS Commentary: A good overview of the current state of the crypto markets.

Here’s How Blockchain Will Impact Your Life In 10 Years, Darla Mercado, CNBC

Critics Say Bitcoin Is Like Tech Stocks, Why Experts Disagree And Its More Like Gold, NewsBTC

Bitcoin Peaked 12 Months Ago: Here’s A Look At 12 Months Of Misery (chart above in Cryptocurrency Section), Aaron Hankin, Marketwatch; Also see, Bitcoin Is Pretty Much Dead Says Teenage Crypto Millionaire, Aaron Hankin, Marketwatch; Also see, The Trade Of The Decade: Buy Bitcoin, Katina Stefanova, Forbes

Quote: “If you have something that can potentially [return] 50x, you must have 98% conviction that it’s not going to happen for you to not put money in.” CS Commentary: This article is a must-read. We gave similar advice in our article, ‘Are Cryptocurrencies The Best Investment of The Next Decade? Part 2’ in 2017.

How To Know Who To Trust With Your Money: The Fiduciary Pyramid, Seaborn Hall, Advisor Perspectives

How to Know Who To Trust With Your Money II: A Visual Illustration of Fiduciary, Seaborn Hall, Advisor Perspectives

What Is Blockchain? (video right) CNBC

Our Favorite Chart: As Long As 10 Yr Yield Under 5% Stock Market Up 90% Of Time

The Bernie Madoff Fraud: Five Lessons For Investors From The ‘Wizard Of Lies,’ Seaborn Hall, Advisor Perspectives

Evaluating The Arguments For The Dollar’s Demise, Seaborn Hall, Advisor Perspectives

How Likely Is Hyperinflation In the U.S.?, Part Two, Seaborn Hall, Advisor Perspectives

Are Cryptocurrencies The Best Investment Opportunity Of The Next Decade? Part II, Seaborn Hall, Advisor Perspectives

To See The Common Sense Interpretation-Money Page, Click Here

Resources

Investment Resources

Top Independent Financial Advisors 2018, Barron’s

2017 Ranking Of RIA’s By Total Assets, Financial Advisor

CS Commentary: A RIA is a Registered Investment Advisor, generally considered to be at or close to the top of the Fiduciary Pyramid in the investment area. For more, see Common Sense Interpretation, above.

10 Fastest Growing RIA Firms, Wealth Management; Also see, RIA Survey And Ranking 2017, FA

CS Commentary: For an explanation of and the importance of Registered Investment Advisors (RIA), see the ‘Fiduciary’ articles in the Common Sense Interpretation section below.

The Biggest And Best Wealth Management Firms, Investopedia/WSJ

CS Commentary: What’s wrong with this list? Notice they are almost all big banks. Most of the big banks charge ‘hidden’ fees that they don’t tell you about and they also charge larger annual management fees. Independent RIA firms charge an average of about 1-1.25% in management fees, plus, in many cases lower ‘hidden’ fees that they fully disclose. (For an explanation of and the importance of Registered Investment Advisors, or RIA, see Common Sense Interpretation section on this page above).

Continued At This Link

Cryptocurrency Resources

Top Crypto Exchanges 2018

Top Crypto Exchanges By Market Cap: Cryptocurrency Exchanges/Market List, cryptocoincharts; Also see, The Best Crypto Exchanges, May 2018, Cryptoclarified; Also see, The 10 Commandments Of Crypto Security, Panama Crypto, Medium

Understanding The Retail Bitcoin Exchange Coinbase And Its Professional Trading Sister, GDAX, Jack Tatar, The Balance; Also see, Coinbase Vs. GDAX, The Merkle; Also see, GDAX Vs. Coinbase Comparison, Coin Central

Coinbase Review: Safe Way To Buy Cryptocurrency? Coin Central; Also see, Kraken Exchange Review, Coin Central; Kraken vs. Bittrex Exchange Comparison, Coin Central; What Is Kraken? Shobhit Seth, Investopedia

Understanding Cryptocurrency ETF’s, Nathan Reiff, Investopedia; Also see, Bitcoin ETF’s Explained, Nathan Reiff, Investopedia; Also see, Top Artificial Intelligence ETF’s, etfdb.com

The Five Most Private Cryptocurrencies, Shobhit Seth, Investopedia

A Brief History Of Bitcoin Bear Markets, Yannos/Ndinga, Medium

How To Secure Yourself Against Bitcoin Theft In 10 Minutes, SFOX, Medium

The Top 10 Cryptocurrency Blogs & Websites You Should Follow, Cryptoclarified

To See The Money – Resources Page Click Here

More Common Sense


Books:

Licensed to Lie: Exposing Corruption In The Department Of Justice, Sydney Powell

Culture:

Where Is The Missing Wife Of Scientology’s Ruthless Leader? The Leader’s Father Speaks (video, left), 60 Minutes Australia

The Vatican’s Secret Rules For Priests Who Have Children, Horowitz/Povoledo, NY Times

Vatican Defrocks Former Cardinal McCarrick, Finds Him Guilty Of Sex Abuse, Jacob Pinter, NPR

Hundreds Of Southern Baptists Leaders And Volunteers Accused Of Sexual Misconduct In Bombshell Investigation , Anna Hopkins, Fox News

Health/Fitness:

‘Zombie; Deer Disease In 24 States And Could Spread To Humans, Ryan W. Miller, USA Today

Is Organic Food Worth The Cost?, Prager U

Never Pick Up Or Say ‘Yes’ To Your Spam Cell Phone Calls: Here’s Why You Get Them, Nicole Lyn Pesce, MarketWatch

Movies:

Pro Life Actress Risks Getting Blacklisted To Play Role in ‘Unplanned (video, left),’ Fox & Friends, Fox News

After 50 Years, Sam Elliot Has His Moment (video, right), CBS Sunday Morning

The Biggest Movie Releases Of 2019, Ben Allen, Radio Times

2019 Oscar Nominations Unveiled, Washington Post

Music:

Linda Rondstadt Speaks (video, left), CBS Sunday Morning

Heat Wave (video, right), Linda Ronstadt

For a live version, see Linda Ronstadt In Atlanta 1977, See here

The King Of Pop And Perversion – Michael Jackson Was A Predator And A Monster, Maureen Dowd, NY Times/BD News 24

Justin Bieber Encourages Abstinence But Not Everyone Is Pleased, Michael Brown, Charisma

Sports:

Freddie Freeman On The State Of The Braves, NL East, Free Agency, And More, David O’Brien, The Athletic

Patriot’s Owner Robert Kraft Faces Solicitation Prostitution Charges In Florida, ESPN

Former NFL Player And TV Celebrity Breaks Down Super Bowl, The Current State Of NFL And The Greatest Threat To The Game, Mark Levin, Fox News

Ranking Baseball’s Top 200 Prospects, Part 4:1-50, Jim Bowden, The Athletic

CS Commentary: The good news is the Braves have four prospects in the top 5, three of them pitchers. The bad news is that they have no prospects in the top 20. More bad news? The Dodgers only have two prospects here, neither in the top 20 while the Padres have quite a few in the list and at least two in the top 20. Also see, Ranking Baseball’s Top 200 Prospects, Part 1, Jim Bowden, The Athletic, CS Commentary: How to use? Look for your top three teams and read about the top player prospects in their system and get some hints on that team’s future. For example, the Atlanta Braves have so many great, young Left Handed Pitching prospects there are likely to be some interesting trades in their future.

College Football 130 Team Ranking Projections 2019, Bill Connelly, SB Nation

Travel:

What It Takes To Become A Pilot: Inside United’s Simulator (video, left), CNBC

Southwest Airlines Has Plane Problems Again – Declares Emergency Over Grounded Jets, CNBC

Cartel Club Shooting In Popular Mexican Destination, Cancun, Leaves 5 Dead, Katherine Lam, Fox News

Why You Shouldn’t Wait Until Tuesday To Buy Your Plane Tickets, Nikki Ekstein, Bloomberg; Also see, What’s The Best Time To Book That Flight For 2019? Emily Price, Life Hacker

TV/Streaming:

Netflix’s The Punisher And Jessica Jones Finally Cancelled, io9

CS Commentary: As we predicted recently, re: The Punisher. Mediocre writing will get you every time.

El Chapo Found Guilty On All Counts And Gets Life Sentence, Fox News; For a review of the Neflix series, see here

The Biggest TV Shows Coming To Amazon Prime 2019, Radio Times

Bosch, Season 5: Cast, Details, Everything You Need To Know, Denofgeek.com; Also see, When Will Bosch Season 5 Be Released? Fansided; Also see, When Does Bosch Season 5 Start?, NextSeasonTV; Also see, When Will Mindhunter Season 2 Be Released? What Will Happen? Ben Allen, Radio Times; Also see, Mindhunter. Season 2 On Netflix Release Date, Inverse

Quotes Of The Month:

“Do not answer a fool according to his folly, Or you will also be like him. Answer a fool as his folly deserves, That he not be wise in his own eyes.” – (Prov. 26:4-5 NAS95)

 

Subscribe Free For Weekly Updates