CS updates our site posts through each weekend, and other times as necessary. Please check back frequently for updates on postings.


Kudlow, President’s Economic Advisor, Straight From CPAC: Put Socialism On Trial (video, left), Varney & Co., Fox News

Will Strong Growth Continue? No Inflation At Present (video, right), CNBC

US Economy Grew 2.6% In Final Quarter 2018, Harriet Tory, WSJ

Crypto Markets Trade Sideways After Recent Gains, Stock Market Sees Green, Helen Partz, Cointelegraph

S&P 500 And Average Of Stocks Still Below All Time Market Highs

Live 24/7 World Debt Clocks

CS Commentary: This may not be exactly in sync with the US Debt Clock, here but it is close as of 2/14/19.

Drawing Conclusions: Is Renting Really A Waste Of Money? (video, right) The Globe And Mail

Market Commentary: Markets Can Overreact In The Short Term, Kara Murphy, CIO United Capital

Prevent Tax Return Anxiety By Following These Steps, AJ Horch, CNBC

Art Cashin: Why The Next Week Is So Critical To Markets (video, left), CNBC

Gap Plans To Split Into Two Independent Public Companies (video, right), CNBC

Samsung Has An Amazing New Phone But It Faces Same Problems As IPhone, Todd Haselton, CNBC

Editor’s Choice


Market Has Not Priced In Trade Issues (video, left), Kara Murphy, CIO United Capitol, Yahoo Finance

Warren Buffett: If Apple Were Cheaper We Would Be Buying It (video, right), CNBC

Inside The Hottest Job Market In Half A Century, Morath/Weber, WSJ

12 Month Trailing vs Jan 2019 Sector Return

Major Indices 12 Month Performance Through January 31, 2019

Ray Dalio Says US Headed For Recession In 2020 – Blackstone CEO Disagrees, Melanie Kramer, CCN

Gundlach: Last Year’s Sell-Off Just A ‘Taste Of Things To Come,’ Julia La Roche, Yahoo Finance

Gundlach Discusses The ‘Biggest Risk’ He Sees In The Market, Julia La Roche, Yahoo Finance

Ray Dalio Gives 3 Financial Recommendations For Millennials (video, left), Yahoo Financial

Howard Marks With Grant Williams: How To Invest In Overpriced Markets, Real Vision

CS Commentary: Great questions by Williams, great insight from Marks, who was prepared for the 2008 crisis and is one of the great all time investors. On how to galvanize yourself: “The greater risk is not taking action.” “You can’t time the markets.” “Its never a sure thing.” Henry Kaufman said, “There are two kinds of people who lose money: the ones who know nothing and the ones who know everything.”

Cryptocurrency


XRP Finally On Coinbase (video, left), Crypto Trader, CNBC Africa; Also see, Coinbase Users Can Buy And Trade Ripple Starting Today, Nikhilesh De, Coindesk

Is The JPMorgan Coin Crypto? Jason Bloomberg, Forbes

Will Bitcoin Break $4000? (video, right), Cointelegraph

Bitcoin Below $3500 Could Spell Trouble: Boring 2019 For Crypto? Joseph Young, Yahoo Finance/CCN

Cryptocurrency This Week: Elon Musk And Crypto Rally (video, left), Cointelegraph

Bitcoin Awaits Decisive Price Move As Trading Range Narrows, Omar Godbole, Coindesk

How To Invest In Blockchain Without Buying Cryptocurrencies, Wing Lee, Medium

The Future Of Cryptocurrencies: Coming Custody Solutions A Key Moment), Bloomberg Markets And Finance

CS Commentary: We forecast a Bitcoin price of $7000 by year-end 2019.

Bitcoin Is Up, But For How Long? Cointelegraph

Is Now A Good Time To Buy Bitcoin? (video, left) Bloomberg Tech

Edelman: Bitcoin ETF ‘Virtually Certain (video, right),’ CNBC; Also see, Finance Expert Ric Edelman: We Will Eventually See A Bitcoin ETF, Ana Alexandre, Cointelegraph

Bitcoin Bull Blasts Warren Buffett, Tedra DeSue, CCN

How To Invest In Blockchain Without Buying Cryptocurrencies, Wing Lee, Medium

Updates On DIG


Dissecting A Con Game: What Happened To The DIG Cryptocurrency? Seaborn Hall, Common Sense Money

Agent Appears To Back Up Arbitrade/DIG Gold Title Claim, Scott O’Neil, The Royal Gazette; Also see, Finance Guru Ronnie Moas Digs For $10 Billion In Crypto Gold, Mitchell Moos, Crypto Slate, January 2019

CS Commentary: We don’t believe this really changes anything. See our article above.

DIG Crypto Price Since April 2018

Update On DIG, 12/15/18, Seaborn Hall, Common Sense. See this link for more posts and information on DIG/Arbitrade.

DIG/Arbitrade: Not All That Glitters Is Gold – Is DIG A Well Orchestrated Scam? Ken Griffith, The Royal Gazette

CS Commentary: We suggest that the comments at the end of the article also be read. The author raises some interesting points, but it is not clear whether…To continue reading see this link…

See This Link For More Updates & Links On DIG Cryptocurrency

Must-See Videos


Could Bitcoin Still Go To $25K? (video, left), Fox Business

More Wealth Will Be Created In The Next 20 Years Than Ever Before (video, left), Phillip Anderson (2012)

How The Real Estate Cycle Works (video, right), Phillip Anderson

Art Laffer: Economic Damage From Shutdown Reversible, Fox Business

Cyber Threats: The U.S. Is More Vulnerable Than Ever (video, left), Judge Jeannine Piro, Fox News Insider

Tech, The Big Picture: Here Are Three Tech Stocks To Buy Right Now, CNBC

The Public Does Not Understand: China Has Been Cheating U.S. For A Long Time, Mornings With Maria, Fox Business;

Is Netflix The Most Powerful Company In Media? (video, right), Fox Business

Jim Cramer On Jeff Gundlach: He Was Right About The Fed, CNBC

The New Space Race To The Moon, Curious Droid

The Future Of AI: Have Humans Met Their Match? Fox News

Why Amazon Alexa And Google Assistant Are Becoming Omnipresent, CNBC

Is The Rollout of 5G & ‘Significantly Higher Speeds’ A Boost For Smartphone Makers?, Fox Business

Common Sense Interpretation

(Start Here First To Understand The Investment Arena Big Picture)


Does The US Debt Matter? (as of 7/28/18) (see left, below), CNBC

What Would Happen If The US Stopped Paying Its Debt?, Infographics

How To Solve America’s Spending Problem (video, right), Prager U

CS Commentary: Both these Prager U 2014 videos on debt should be a must–view, but especially this one. The scenario describe here – escalating entitlement costs and much higher taxes – will occur, and probably much sooner than the video predicts, about 40 years. CS projects that the US will begin experiencing serious problems relative to this issue around 2030 and that they will quickly escalate from there. Cutting entitlements is the only sane and rational way to avoid this problem – however, the corruption in Congress has been an obstacle to this solution for years and currently does not seem likely to change.

What Designations Does Your Financial Advisor Need? Peter Lazoroff, Forbes

CS Commentary: Though this is helpful in explaining the top 3 designations to look for in the investment arena, we emphatically disagree that your financial advisor needs any of them to be competent and have your bests interests at heart. Perhaps of all three, the CFP is the most important – but not even it assures that your advisor is a fiduciary that limits conflict of interest, that they work for a good company, particularly a RIA, or that they have your best interest at heart. An AIF at least assures that they understand the demands and criteria of a fiduciary and will at least attempt to ensure low conflict of interest in all that they do. Beyond that, you should look for detailed knowledge about the investment arena, which includes how portfolios are put together to achieve your individual goals and the best way to administrate your overall plan, an ability to simplify it and make it understandable to you, and look at who they work for and where the firm fits in the Fiduciary Pyramid. Also, beware if the person selling you is also the person directly managing your money. No one has the time or expertise to do both well. Bottom line: Designations – like MBA or CFA – are important for the person who directly manages your money and those on the investment committee in your advisor firm, or who head up the funds where your money is allocated. Your advisor is more of a salesmen or direct point of contact and may use his/her designations to impress. Don’t be fooled.

Why So Many Middle Class Americans Have No Savings: ‘Half Of America Will Have To Compromise On Their Dreams (video, left),’ PBS

All The Financial Advice You’ll Ever Need Fits On An Index Card (video, right), PBS

New Research On The Value Of Global Diversification, Larry Swedroe, Advisor Perspectives

The Top 5 Reasons For The Current Market Correction, Updated 1/05/19, Seaborn Hall, Common Sense

CS Commentary: With the market correction again in past weeks, and the slight uptick this week, this article continues to be relevant. Updated, with new charts.

Ray Dalio’s Bridgewater Associates Hedge Fund Leads In Net Gains For All Time

Here Are 3 Things You Can Do After Historic Market Volatility, Edelman Financial

Ray Dalio’s Bridgewater Cements Spot As Top Performing Hedge Fund Of All Time, Anneken, Tappe, MarketWatch

Ray Dalio: ‘Significant Risk’ Of Recession In 2020 – Blackstone Disagrees, Melanie Kramer, CCN

Stanford Analysis Pokes Holes In FINRA Broker’s Check, Dianna Britton, Wealth Management

Dow Jones Single Largest Point Gain In History: Milken Institute Expert Bill Lee Brings Balance To Current Market Events, Fox Business

This Still Looks Like A Stock Market Correction – Not Something Worse, Mark Halbert, MarketWatch

Ray Dalio’s Hedge Fund Posted 15% Gain After Calling Economic Slowdown, Leslie Picker, CNBC; Also see, Dalio Says Go Counter-Cyclical, Market Realist; Also see, Dalio and Buffet: What To Do When Stocks Get Battered, Market Realist

Billionaire Ray Dalio Shares A 3-Step Formula For Anyone To Start Investing, Ali Montag, CNBC

Ray Dalio’s Asset Allocation Formula

How To Find A Financial Advisor, Michaela Cavallaro, Barron’s

Why Is America So Rich? (video, right) Prager U

Jeremy Siegel: The Market Is Cheap On A Long Term Basis, Robert Huebscher, Advisor Perspectives

Are We Headed For Recession? Big Four Economic Indicators, Jill Mislinski, Advisor Perspectives

A Long Term Look At Inflation, Jill Mislinski, Advisor Perspectives

How The Real Estate Cycle Works , Phillip Anderson, You Tube

CS Commentary: In 2012 Phillip J. Anderson predicts exactly where the US stock markets and real estate markets will be today. Also see, Phillip J. Anderson’s Explanation Of The Real Estate Clock, portphillippublishing.com

Salary Required For Median Priced Homes In Major Cities

The Real Estate Clock Has Proved Accurate Over 200 Years Except For World Wars

Why 2019 Could Be A Tough Year For Home Buyers And Sellers, Jade Scipioni, Fox Business

Good Chance Of Recession By 2020 (video, left), Fox Business

Why The Market Blow Up? Varney & Co, Fox Business

Common Crypto Scams And How To Avoid Them, Jack Dossman, Medium

Why Did The Crypto Meltdown Occur? CNBC; CS Commentary: A good overview of the current state of the crypto markets.

Here’s How Blockchain Will Impact Your Life In 10 Years, Darla Mercado, CNBC

Critics Say Bitcoin Is Like Tech Stocks, Why Experts Disagree And Its More Like Gold, NewsBTC

Bitcoin Peaked 12 Months Ago: Here’s A Look At 12 Months Of Misery (chart above in Cryptocurrency Section), Aaron Hankin, Marketwatch; Also see, Bitcoin Is Pretty Much Dead Says Teenage Crypto Millionaire, Aaron Hankin, Marketwatch; Also see, The Trade Of The Decade: Buy Bitcoin, Katina Stefanova, Forbes

Quote: “If you have something that can potentially [return] 50x, you must have 98% conviction that it’s not going to happen for you to not put money in.” CS Commentary: This article is a must-read. We gave similar advice in our article, ‘Are Cryptocurrencies The Best Investment of The Next Decade? Part 2’ in 2017.

How To Know Who To Trust With Your Money: The Fiduciary Pyramid, Seaborn Hall, Advisor Perspectives

How to Know Who To Trust With Your Money II: A Visual Illustration of Fiduciary, Seaborn Hall, Advisor Perspectives

What Is Blockchain? (video right) CNBC

Our Favorite Chart: As Long As 10 Yr Yield Under 5% Stock Market Up 90% Of Time

The Bernie Madoff Fraud: Five Lessons For Investors From The ‘Wizard Of Lies,’ Seaborn Hall, Advisor Perspectives

Evaluating The Arguments For The Dollar’s Demise, Seaborn Hall, Advisor Perspectives

How Likely Is Hyperinflation In the U.S.?, Part Two, Seaborn Hall, Advisor Perspectives

Are Cryptocurrencies The Best Investment Opportunity Of The Next Decade? Part II, Seaborn Hall, Advisor Perspectives

To See The Common Sense Interpretation-Money Page, Click Here

Resources

Investment Resources

Top Independent Financial Advisors 2018, Barron’s

2017 Ranking Of RIA’s By Total Assets, Financial Advisor

CS Commentary: A RIA is a Registered Investment Advisor, generally considered to be at or close to the top of the Fiduciary Pyramid in the investment area. For more, see Common Sense Interpretation, above.

10 Fastest Growing RIA Firms, Wealth Management; Also see, RIA Survey And Ranking 2017, FA

CS Commentary: For an explanation of and the importance of Registered Investment Advisors (RIA), see the ‘Fiduciary’ articles in the Common Sense Interpretation section below.

The Biggest And Best Wealth Management Firms, Investopedia/WSJ

CS Commentary: What’s wrong with this list? Notice they are almost all big banks. Most of the big banks charge ‘hidden’ fees that they don’t tell you about and they also charge larger annual management fees. Independent RIA firms charge an average of about 1-1.25% in management fees, plus, in many cases lower ‘hidden’ fees that they fully disclose. (For an explanation of and the importance of Registered Investment Advisors, or RIA, see Common Sense Interpretation section on this page above).

Continued At This Link

Cryptocurrency Resources

Top Crypto Exchanges 2018

Top Crypto Exchanges By Market Cap: Cryptocurrency Exchanges/Market List, cryptocoincharts; Also see, The Best Crypto Exchanges, May 2018, Cryptoclarified; Also see, The 10 Commandments Of Crypto Security, Panama Crypto, Medium

Understanding The Retail Bitcoin Exchange Coinbase And Its Professional Trading Sister, GDAX, Jack Tatar, The Balance; Also see, Coinbase Vs. GDAX, The Merkle; Also see, GDAX Vs. Coinbase Comparison, Coin Central

Coinbase Review: Safe Way To Buy Cryptocurrency? Coin Central; Also see, Kraken Exchange Review, Coin Central; Kraken vs. Bittrex Exchange Comparison, Coin Central; What Is Kraken? Shobhit Seth, Investopedia

Understanding Cryptocurrency ETF’s, Nathan Reiff, Investopedia; Also see, Bitcoin ETF’s Explained, Nathan Reiff, Investopedia; Also see, Top Artificial Intelligence ETF’s, etfdb.com

The Five Most Private Cryptocurrencies, Shobhit Seth, Investopedia

A Brief History Of Bitcoin Bear Markets, Yannos/Ndinga, Medium

How To Secure Yourself Against Bitcoin Theft In 10 Minutes, SFOX, Medium

The Top 10 Cryptocurrency Blogs & Websites You Should Follow, Cryptoclarified

To See The Money – Resources Page Click Here

More Common Sense


Books:

Journey From Survivalist Family To Heights Of Academia (video, left), Fox News

Licensed to Lie: Exposing Corruption In The Department Of Justice, Sydney Powell

Culture:

FBI: Crime Dropped In 2018, Stephen Gutowski, Free Beacon

Virgin Galactic Spaceship Reaches Space With Passenger, Richard Branson To Fly In July, Loren Grush, The Verge

In 2019, The Federalist Is More Liberal Than Buzz Feed, Emmons/Wilson, The Post Millennial

Health/Fitness/Relationships:

Why Do We Cheat And What Do We Mean By ‘Infidelity?’ Or, Your First Marriage Is Over, Would You Like To Create A Second Marriage Together? (video, left), Esther Perel, TED

CS Commentary: From a secular perspective, but totally insightful. The book of Hebrews in the NT says that it is the fear of death that compels us to sin – Perel comes to the same conclusion, but by taking an empirical route.

Annual Stool Test May Be As Efficient As Colonoscopy, Study Finds, Linda Carroll, NBC News

‘Zombie; Deer Disease In 24 States And Could Spread To Humans, Ryan W. Miller, USA Today

Movies:

2019 Oscars: Ratings Down Overall, But Slightly Up From Last Year, Rick Porter, Hollywood Reporter

Oscars 2019: Complete Winners List, Hollywood Reporter; Also see, Oscars 2019, Complete List, CNET

First Israeli To Win Academy Award In 41 Years, Breaking Israel News

Pro Life Actress Risks Getting Blacklisted To Play Role in ‘Unplanned (video, left),’ Fox & Friends, Fox News

The Biggest Movie Releases Of 2019, Ben Allen, Radio Times

Music:

Once Tone Deaf Singer, Vonnie Lopez, Takes Us To Church With One Of Andre Crouch’s Best Songs, The World Recap; Also see, The World’s Best for the after-reaction

Lady Gaga Claims To Be Christian But Needs To Be ‘Born Again,’ Michael Brown, Charisma

Linda Rondstadt Speaks, CBS Sunday Morning

Heat Wave, Linda Ronstadt; For a live version, see Linda Ronstadt In Atlanta 1977, See here

Sports:

Falcon’s Owner Arthur Blank Buys $180 Million Super Yacht Named ‘DreAMBoat,’ Bleacher Report

The Rise Of Drew Lock Into One Of The NFL’s Hottest Quarterback Prospects, Chase Goodbread, NFL.com

Five Pitchers Who Have The Stuff To Break Out This Year, Eno Sarris, The Atheletic

Spring Training Preview Extravaganza, Jayson Stark, The Atheletic

CS Commentary: With Bryce Harper just signing with the Phillies this has to move Philadelphia’s stock that much higher; however, Stark doesn’t even list Freddie Freeman or Ronald Acuna when highlighting the Braves. With or without Kimbrel, if they choose to go for him, they still look good depending on how the season shakes out.

Travel:

10 Safest Used Cars For Teens, Autobytel

Passengers Spot Giant Scorpion Crawling Out Of Overhead Bin On Plane, Alexandra Deabler, Fox News

What It Takes To Become A Pilot: Inside United’s Simulator (video, left), CNBC

Southwest Airlines Has Plane Problems Again – Declares Emergency Over Grounded Jets, CNBC

Cartel Club Shooting In Popular Mexican Destination, Cancun, Leaves 5 Dead, Katherine Lam, Fox News

TV/Streaming:

‘Whiskey Cavalier’ Is A Cutesy Over-The-Top Clone Of ‘Castle’ And ‘Bones,’ Kelly Lawler, USA Today

CS Commentary: Critics saw the first two episodes and seem underwhelmed, but they are, well, critics. We’ve only seen the first episode but it was funnier than anything we’ve seen in some time. The trick will be sustaining that comedy over a season which seems like it will be a very difficult challenge. But the show works a way lot better than the trailer indicated.

3 Reasons To Cancel Netflix, Daniel B. Kline, Motley Fool; Also see, Netflix Just Bought One Of The Biggest Movies In The World, Andy Meek, Bgr

New HBO Documentary: Michael Jackson’s Accusers Detail Alleged Grooming: “He Said I Was His First,” CBS News; Also see, The King Of Pop And Perversion – Michael Jackson Was A Predator And A Monster, Maureen Dowd, NY Times/BD News 24

Tom Clancy’s Jack Ryan’: Michael Kelly Joins Season 2 Of The Series, Denise Petski, Deadline

The End Of Blu-Ray And Watching Movies Our Way, Stephen J. Vaughan-Nichols, Zdnet

Quotes Of The Month:

“Hell is Truth Seen Too Late.” – Thomas Hobbes

“Without memory we cannot have truth, and without truth, we cannot have justice.” – Teresa, Mother of Mexican teen murdered by the drug cartels

 

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