CS updates our site posts through each weekend, and other times as necessary. Please check back frequently for updates on postings.


The Dow Is Not Your Benchmark, Halbert Hargrove

Is Google A Monopoly? CNBC

The Housing Market Is Predicting A U.S. Treasury Bull Market, Eric Hickman, Advisor Perspectives

Market Remains Overvalued, Jill Mislinski, Advisor Perspectives

Bank Of America CEO On Economy And Tax & Regulatory Reform, Mornings With Maria, Fox Business

Data On Gold  ETF’s, World Gold Council

Your First Bitcoin – How & Where To Buy It, Trevor Caldwell, Medium

Shipping Easy Delivers Outside The Box, Founding Austin, LinkedIn

 

Editor’s Choice


DIG Crypto Update, 11/11/18, Seaborn Hall, Common Sense; Also see updates and analysis below in the Cryptocurrency section.

The Stock Market Lost Nearly $2 Trillion In October. Here’s What Happened, MIchael Sheetz, CNBC, See Video, here (or to right)

What Is 5G? (video, left) CNBC

Want A Divorce? Do It Right Now Or Face A Much Higher Tax Bill, Ben Steverman, Wealth Management/Bloomberg

How To Trade Foreign Stocks, Prableen Bajpai, Investopedia

Vinny Lingham Bets Ronnie Moas BTC Price Won’t Hit $28,000 By End of 2019, Bitcoinist.com

Why There Will Be A Recession In 2020, Guggenheim Investments, Advisor Perspectives

U.S. Household Incomes: A 51 Year Perspective, Jill Mislinkski, Advisor Perspectives

Annual Home Price Gains Fall Below 6% In August, Jill Mislinkski, Advisor Perspectives

 

Cryptocurrency


Bitcoin & Cryptocurrency During 2018 – A Bear Market

The Three Largest Cryptocurrencies By Market Share, Jill Mislinkski, Advisor Perspectives

Ronnie Moas Talks Future Of Crypto With Wild West Crypto, 2018 (video, right above), Wild West Crypto Show

3 Bitcoin Price Factors Suggest Bears Are In Charge, Omkar Godbole, Coindesk

Here’s How Blockchain Will Impact Your Life In 10 Years, Darla Mercado, CNBC

Forbes Magazine Moves Towards The Blockchain,  Nikhilesh De, Coindesk; Also see, MasterCard On Forefront Of Blockchain Patents, Nikhilesh De, Coindesk

Cryptocurrency Industry Showing Healthy Signs Of Consolidation, Forbes Confidential: Also see, Cryptoconfidential, Forbes; Also see, Cryptoconfidential: Weekly Update, Forbes
Cryptocurrency Industry Showing Healthy Signs Of Consolidation, Forbes Confidential

3 Bitcoin Price Factors Suggest Bears Are In Charge, Omkar Godbole, Coindesk

Current DIG Crypto Update, 10/12/18, Seaborn Hall; Also see, Recent CS Update On DIG Cryptocurrency 9/30/18, Seaborn Hall; Also see, CS Commentary and CS Update on DIG, 7/12/18: There are some worrisome comments here, particularly…See this link for more. Also see, Bermuda Government To Introduce New Regulations On ICO’s And Crypto Firms, Helen Partz, Cointelegraph; Also see, How To Purchase DIG or Any Other Cryptocurrency

 

Short videos


A Look At 5G And How It Will Change Our Lives, CBC News

GDP At 3.5%: Only America Is Growing, Fox Business

The Future Of Cryptocurrencies, Joe Duran/United Capital, CNBC

Bitcoin And Other Cryptocurrencies: Ten Experts Debate The Future (video, left), CNBC

Crypto Experts On Why Bitcoin May Get To $1 Million, CNBC

Business Confidence Off The Charts, Lou Dobbs, Fox Business

 

Common Sense Interpretation

(Start Here First To Understand The Investment Arena Big Picture)


Reason For Stock Market Volatility And What To Do Now; Future Of Bitcoin, Fox Business

CS Commentary: Great example of how political leanings affect your market views – he believes Dems win House in November, therefore he believes markets have topped.

What To Expect From Economy In The Next Year, Mornings With Maria, Fox Business

What Is GDP? CNBC

Here’s Why The DOW Will Hit 40,000 By 2025, David S. Gilreath, CNBC

Should You Be Out Of The Market? No, Mornings With Maria, Fox Business

10 Investor Takeaways From The 2018 IMF/World Bank Meetings, Lupin Rahman, PIMCO, Advisor Perspectives

Stock Market Up 6 Months Straight And Should Keep Going If History Is A Guide, Fred Imbert, CNBC

Is Trump Right About The Fed? Mornings With Maria, Fox Business

Will The U.S. Economy Continue To Improve? (video left) The Intelligence Report, Trish Reagan, Fox Business

What Is FinTech? (video right) CNBC

Fed Raises Interest Rates Signals One More Increase This Year, Nick Timiraos, WSJ

How To Know Who To Trust With Your Money: The Fiduciary Pyramid, Seaborn Hall, Advisor Perspectives

How to Know Who To Trust With Your Money II: A Visual Illustration of Fiduciary, Seaborn Hall, Advisor Perspectives

What Is Blockchain? (video right) CNBC

Our Favorite Chart: As Long As 10 Yr Yield Under 5% Stock Market Up 90% Of Time

The Bernie Madoff Fraud: Five Lessons For Investors From The ‘Wizard Of Lies,’ Seaborn Hall, Advisor Perspectives

Evaluating The Arguments For The Dollar’s Demise, Seaborn Hall, Advisor Perspectives

How Likely Is Hyperinflation In the U.S.?, Part Two, Seaborn Hall, Advisor Perspectives

Are Cryptocurrencies The Best Investment Opportunity Of The Next Decade? Part II, Seaborn Hall, Advisor Perspectives

The Dark Underbelly Of Cryptocurrency Markets, Nic Carter, Medium; Also see, Irrational Exuberance Revisited: Is Crypto The New Dot-Com Bubble? Krill Bryanov, Cointelegraph

A Reminder: If You Had Purchased $100 Of Bitcoin In 2011 Here Is What Its Worth Now, Damian Davila, Investopedia

To See The Common Sense Interpretation-Money Page, Click Here

 

Resources

Investment Resources

Top Independent Financial Advisors 2018, Barron’s

2017 Ranking Of RIA’s By Total Assets, Financial Advisor

CS Commentary: A RIA is a Registered Investment Advisor, generally considered to be at or close to the top of the Fiduciary Pyramid in the investment area. For more, see Common Sense Interpretation, above.

10 Fastest Growing RIA Firms, Wealth Management; Also see, RIA Survey And Ranking 2017, FA

CS Commentary: For an explanation of and the importance of Registered Investment Advisors (RIA), see the ‘Fiduciary’ articles in the Common Sense Interpretation section below.

The Biggest And Best Wealth Management Firms, Investopedia/WSJ

CS Commentary: What’s wrong with this list? Notice they are almost all big banks. Most of the big banks charge ‘hidden’ fees that they don’t tell you about and they also charge larger annual management fees. Independent RIA firms charge an average of about 1-1.25% in management fees, plus, in many cases lower ‘hidden’ fees that they fully disclose. (For an explanation of and the importance of Registered Investment Advisors, or RIA, see Common Sense Interpretation section on this page below).

Why is the WSJ bias towards the larger banks? Very few smaller, independent fee only RIAs – of which there are hundreds of top ones – are featured on this list. At the very least this raises a serious question about the criteria used in this study and ranking; at the most, it raises questions about the objectivity and possible bias of the WSJ. Several rankings around the globe seem much more reliable than these WSJ rankings, among them, Financial Times annual Top 300 global RIA’s ranking and the annual Forbes RIA ranking.

JD Power 2018 Bank Satisfaction Survey, JD Power

Cryptocurrency Resources

Top Crypto Exchanges By Market Cap: Cryptocurrency Exchanges/Market List, cryptocoincharts; Also see, The Best Crypto Exchanges, May 2018, Cryptoclarified; Also see, The 10 Commandments Of Crypto Security, Panama Crypto, Medium

Understanding The Retail Bitcoin Exchange Coinbase And Its Professional Trading Sister, GDAX, Jack Tatar, The Balance; Also see, Coinbase Vs. GDAX, The Merkle; Also see, GDAX Vs. Coinbase Comparison, Coin Central

Coinbase Review: Safe Way To Buy Cryptocurrency? Coin Central

Kraken Exchange Review, Coin Central; Kraken vs. Bittrex Exchange Comparison, Coin Central; What Is Kraken? Shobhit Seth, Investopedia

Understanding Cryptocurrency ETF’s, Nathan Reiff, Investopedia; Also see, Bitcoin ETF’s Explained, Nathan Reiff, Investopedia; Also see, Top Artificial Intelligence ETF’s, etfdb.com

The Five Most Private Cryptocurrencies, Shobhit Seth, Investopedia

A Brief History Of Bitcoin Bear Markets, Yannos/Ndinga, Medium

How To Secure Yourself Against Bitcoin Theft In 10 Minutes, SFOX, Medium

The Top 10 Cryptocurrency Blogs & Websites You Should Follow, Cryptoclarified

The History Of Bitcoin In One Chart, Kevin Werbach, Medium

Cryptocurrency 101, Ben Yu, Medium

CS Commentary: A good article for the basics on crypto relative to money, in general, but some warnings…See this link for more.

Cryptocurrency Regulation Update June 2018, Phil Glazer, Medium

The Crypto Stable Coins That You Need To Know About, Reece Barclay, Medium

State of Cryptocurrencies Summer 2018, Adam Taché, Medium

CS Commentary: An interesting survey of known and little known coins, but highly technical and of more use to self-described crypto-geeks than the average investor.

 

More Common Sense


Books:

Jack Reacher Still Won’t Quit, 23 Books Later, James Parker, The Atlantic

Trump Aftershock: Trump’s Hidden Revival Connections, Steve Strang, Charisma

Culture:

Americans Confidence In Congress Slightly Higher At 11%, Highest Confidence In Military – Here Is Confidence In Other Institutions As Of 2018, Gallup; Also see, Where Are People Getting Mugged Worldwide? What Is The Safest Country? Gallup

Thousand Oaks Gunman Who Killed 12 Was Ex-Marine, Los Angeles Times

Aspiring Pastor Pleads Guilty To Murdering His Wife, Jessilyn Justice, Charisma; Also see, Aspiring Pastor Slashed His Wife 123 Times, Jessilyn Justice, Charisma; Also see, Aspiring Pastor Pleads Guilty To Stabbing Wife To Death, Daily Mail

Don’t Ever Lend Money To Family & Friends – Its Not Worth It, Jared Dillian, Marketwatch

Health/Fitness:

Dr. Brene Brown’s Vulnerability Breakdown, Oprah Winfrey Network, You Tube

Movies:

What An Ex-Gay Man Wants You To Know About Russell Crowe’s Latest Film, Charisma

‘Get Out’ Producer Booed And Kicked Off Stage For Trashing Trump At Israeli Film Festival In LA, Jessica Chasmar, Washington Times

The Media Censorship Of Our Gosnell Movie, Phelim McAleer, Townhall

We went on an overseas trip recently and on the plane had time to catch up on a few previously released or old movies. Here are our reviews: Film Review: Mama Mia, Here We Go Again, B-; Also see, Film Review: Miracle Season, B-; Also see, Film Review: Gentlemen’s Agreement, A

Music:

52nd Annual CMA Awards On November 14th Features These Artists, CT40.com; Also see, George Strait Announces Rare Concert Date With Chris Stapleton And More, CT40.com

Hot Country Billboard Top 40 This Week, Billboard Top 40; Also see, Top 40 Country This Week, You Tube

She Got The Best Of Me, Luke Combs, You Tube; In Case You Didn’t Know, Brett Young, You Tube

Sports:

NFL Predictions For The 2nd Half, ESPN; Also see, At NFL’s Mid-Point There Are These 4 Teams And Everyone Else, Adam Kilgore, Washington Post

NFL Power Rankings Week 10: Saints Take The Throne, Elliot Harrison, nfl.com

Travel:

Top 10 Used Luxury Cars, Autobytel; Also see, Top 10 New Luxury Cars, Autobytel

TV:

Fox News Scores Historic Ratings For Mid-Term Elections, Mediaite

Megyn Kelly Won’t Sign Non-Disclosure Agreement If NBC Keeps Spreading Lies, Fox News; Also see, Megyn Kelly’s Crash At NBC In One Word: Wow, NY Times

Ending Or Cancelled TV Shows For The 2018-19 Season, tvseriesfinale.com; Also see, All The Netflix Shows Getting Cancelled In 2018-19, lifehacker.com; Also see, All The TV Shows That Have Been Cancelled In 2018-19, businessinsider; Also see, Which Shows Have Been Renewed Or Cancelled? Collider

Netflix Releases Official Trailer For The Last Kingdom, Season 3

CS Commentary: Aired on Netflix starting November 19; Also see, Frontier Renewed For Season 3 At Netflix, Variety (Season 3 will be aired on Netflix later this month on November 23).Also see, Netflix Review: Chris Pine In A Follow-Up To ‘Braveheart’ – ‘Outlaw King’, Variety (Available on Netflix November 9).

Quotes Of The Month:

“Measures are too often decided, not according to the rules of justice and the rights of the minor party, but by the superior force of an interested and overbearing majority.” – James Madison, Federalist Paper #10

“That in tracing these evils to their origin, every man had found it in the turbulence and follies of democracy.” – Edmund Randolph

“Between a balanced republic and a democracy, the difference is like that between order and chaos.” – Chief Justice John Marshall

“Remember democracy never lasts long. It soon wastes, exhausts, and murders itself. There never was a democracy yet, that did not commit suicide.” – John Adams

 

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